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      An-increasing-number-of-people-are-turning-to-medical-cover-in-the-current-year%2C-driven-by-NHS-delays..md

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Cost remains a key concern. Entry-level policies can start from £35 per month, especially for healthy individuals. Choosing a higher excess—say £750—can significantly [reduce monthly](https://git.hantify.ru/wlmbetty09396/cheap-insurance4791/wiki/Nationwide%2C-private-medical-schemes-is-subtly-altering-how-people-approach-treatment-in-the-current-year.) premiums. Some insurers also offer discounts for active users, making it easier to stay covered.
[hg.org](https://www.hg.org/legal-articles/concept-and-differences-between-a-lawyer-a-solicitor-and-a-barrister-in-the-uk-18875)Another tactic is selecting a guided care network. Insurers like AXA Health offer lower premiums if you agree to use a curated list of hospitals and consultants. These networks help insurers manage costs and pass savings on to the customer.
She chose Bupa, drawn by virtual GP access. Her monthly premium was £55, and she added preventive extras. Within a week, she received answers—something she’d been told could take far longer via the NHS.
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