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<br>Elisabeth Davies, chair of the Panel, said: The present system is not delivering the outcomes shoppers need, providing as an alternative a complicated maze the place consumers can find themselves at a dead end on account of gaps in redress and [regulation](http://gitea.dctpay.com/danaenilsen012/3014675/wiki/Barrister-referral-sites-are-essential-if-you-want-your-firm-to-be-found.).<br><br>But when your state of affairs is straightforward and you are amicable and agreed on the division of your belongings |